Analisis pengaruh faktor internal bank dan eksternal terhadap Non-Performing Financing (NPF) pada Bank Perkreditan Rakyat Syariah di Indonesia

Autor:	Syafrildha Bimo, Rindang Nuri Isnaini Nugrohowati
Rok vydání:	2019
Předmět:	Inflation HG1501-3550 BP1-253 media_common.quotation_subject Sample (statistics) Islam Banking Unemployment Economics Econometrics Total asset Analysis method Panel data media_common
Zdroj:	Jurnal Ekonomi dan Keuangan Islam, Vol 5, Iss 1, Pp 42-49 (2019) Jurnal Ekonomi & Keuangan Islam; Volume 5 No. 1, January 2019; 42-49
ISSN:	2614-6908 2088-9968
DOI:	10.20885/jeki.vol5.iss1.art6
Popis:	This study aims to determine the internal and macroeconomic factors that influence Non-Performing Financing (NPF) of BPRS (Sharia Rural Banks) in Indonesia. Data analysis method used in this study is panel data regression by taking a sample of 54 BPRS from 2012 to 2017 biannually. The results of this study show that toward NPF of BPRS in Indonesia, the variable of Total Asset has no significant effect, CAR and ROA have a negative and significant effect, while OER has a positive and significant effect. Meanwhile, the macroeconomic variables of BI Rate and PDRB have a positive and significant effect toward NPF of BPRS in Indonesia. Lastly, the variables of inflation and unemployment have no effect toward NPF of BPRS in Indonesia.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_dedup___::1e89393188143e5d9b2fe021ccd10ff1 https://doi.org/10.20885/jeki.vol5.iss1.art6 Zobrazit plný text záznamu