The (Re)Insurance Industry’s Roles in the Integration of Nature-based Solutions for Prevention in Disaster Risk Reduction—Insights from a European Survey

Autor: Pedro Zorrilla-Miras, Peter van der Keur, Karina Peña, John H. Matthews, John Joyce, Florentina Nanu, Kieran Dartee, Elena López-Gunn, Guillaume Piton, Ioana Groza, Sophia Burke, David Moncoulon, Monica A. Altamirano, Jean-Marc Tacnet, Blaz Cokan, Nina Graveline, Roxane Marchal, Polona Pengal
Přispěvatelé: CAISSE CENTRALE DE REASSURANCE PARIS FRA, Partenaires IRSTEA, Institut national de recherche en sciences et technologies pour l'environnement et l'agriculture (IRSTEA)-Institut national de recherche en sciences et technologies pour l'environnement et l'agriculture (IRSTEA), Erosion torrentielle neige et avalanches (UR ETGR (ETNA)), Institut national de recherche en sciences et technologies pour l'environnement et l'agriculture (IRSTEA), Université Grenoble Alpes [2016-2019] (UGA [2016-2019]), I CATALIST MADRID ESP, GEUS GEOLOGICAL SURVEY OF DENMARK AND GREENLAND COPENHAGEN DNK, FIELD FACTORS DELFT NLD, INSTITUTE FOR ICHTHYOLOGICAL AND ECOLOGICAL RESEARCH REVIVO SVN, AGWA ALLIANCE FOR GLOBAL WATER ADAPTATION CORVALLIS USA, Innovation et Développement dans l'Agriculture et l'Alimentation (UMR Innovation), Centre de Coopération Internationale en Recherche Agronomique pour le Développement (Cirad)-Institut National de la Recherche Agronomique (INRA)-Centre international d'études supérieures en sciences agronomiques (Montpellier SupAgro)-Institut national d’études supérieures agronomiques de Montpellier (Montpellier SupAgro), Institut national d'enseignement supérieur pour l'agriculture, l'alimentation et l'environnement (Institut Agro)-Institut national d'enseignement supérieur pour l'agriculture, l'alimentation et l'environnement (Institut Agro), DELTARES NLD, SIWI STOCKHOLM INTERNATIONAL WATER INSTITUTE SWE, BDG BUSINESS DEVELOPMENT GROUP BUCHAREST ROM, AMBIOTEK CIC SOUTHEND ON SEA GBR
Jazyk: angličtina
Předmět:
Zdroj: Sustainability, Vol 11, Iss 22, p 6212 (2019)
Sustainability
Sustainability, MDPI, 2019, 11 (22), pp.1-24. ⟨10.3390/su11226212⟩
Volume 11
Issue 22
ISSN: 2071-1050
DOI: 10.3390/su11226212
Popis: Nature-based solutions (NBS) are increasingly being considered as an option to reduce societies&rsquo
vulnerability to natural hazards, creating co-benefits while protecting ecosystem services in a context of changing climate patterns with more frequent and extreme weather events. The reinsurance and insurance industries are increasingly cited as sectors that can play a role to help manage risks, by improving disaster risk reduction (DRR) and loss prevention. This paper investigates how the (re)insurance industry could support the transition from a paradigm focused on ex-post responses to ex-ante risk reduction measures including NBS, in line with the Sendai Framework. This paper presents the results of a series of 61 interviews undertaken with the (re)insurance sector and related actors under the EU H2020 Nature Insurance Value Assessment and Demonstration (NAIAD) project. Methods based on a Grounded Theory approach indicate how this sector can play different roles in loss prevention, including ecosystem-based disaster risk reduction (eco-DRR). Results illustrate how the (re)insurance industry, under these roles, is gradually innovating by having a better understanding of hazards and mitigation. The findings of the study contribute to wider discussions such as the possibility of new arrangements like natural insurance schemes and evidence-based assessment of avoided damage costs from green protective measures, in Europe and beyond.
Databáze: OpenAIRE
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