БАНКИ З ДЕРЖАВНОЮ УЧАСТЮ В УКРАЇНІ: ПРИЧИНИ ВИНИКНЕННЯ ТА ФУНКЦІЇ
| Autor: | V. V. Ohorodnyk, N. І. Kozmuk, I. I. Demko |
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| Rok vydání: | 2018 |
| Předmět: | |
| Zdroj: | Financial and credit activity problems of theory and practice. 3:54-63 |
| ISSN: | 2310-8770 2306-4994 |
| Popis: | The research defines the importance of state-owned banks for socio-economic growth ofUkraine; it also outlines the international experience of state share in the national banking systems and possible reasons for its appearance and existence. The lack of the unified approach to the classification of the state-owned banks functions has been revealed. It is suggested to consider the reasons for the dominance of the state share in the Ukrainian banking system both from the point of view of external (historical prerequisites, market demand and necessity to perform non-specific functions) and internal (preventing the bankruptcy of system significant banks, the impact of the national and / or international financial and banking crisis) reasons. The changes in the total number of banks and state-owned banks as well as the shares of state-owned banks assets in the total volume of assets of the banking system for 2005-2017 were analyzed. It was revealed that during the 2015-2017 years, the share of state property in Ukrainian banks was expanded. The author’s interpretation of the state-owned banks functions is suggested (promotion of innovation economy, compensation of market mechanism deficiencies, ensuring economic security of the state, activating the development of small and medium businesses). The positive consequences (the impact on the socio-economic situation in the country, the impact on the development of the real sector of the economy, the implementation of the state economic and innovation policy, much higher stability and high profitability of banks with state share, a barrier for a risky increase in the presence of foreign capital) and the negative ones (possible misuse of public funds, significant influence of the country's political elite on the management of the bank with the state participation, creation of certain advantages for some participants in the banking market in relation to the others ) of the state property significant share in the banking system are dwelt upon. The necessity of the state-owned banks management national reform is emphasized. |
| Databáze: | OpenAIRE |
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