| Autor: |
Calderone, Margherita, Fiala, Nathan, Mulaj, Florentina, Sadhu, Santadarshan, Sarr, Leopold |
| Jazyk: |
angličtina |
| Rok vydání: |
2014 |
| Předmět: |
|
| DOI: |
10.22004/ag.econ.290095 |
| Popis: |
Financial literacy programs are popular, despite recent research showing no significant changes to savings behavior. We experimentally test the impact of financial literacy training on clients of a branchless banking program that offers doorstep access to banking to low income households. The intervention had significant impacts: savings in the treatment group increased by 29% ($27) within a period of one year. The increase in savings is due in part to decreases in expenditures on temptation goods. These results suggest that financial education interventions, when paired with banking experience, can be successful in changing savings outcomes. |
| Databáze: |
OpenAIRE |
| Externí odkaz: |
|
