E-banking services as a compettitive edge in Pakistan banking sector: Recent adopters prospective
| Autor: | Aisha Rauf, Sundas Rauf, Usman Rauf Kamboh, Rashid Mehmood |
|---|---|
| Rok vydání: | 2018 |
| Předmět: |
020209 energy
05 social sciences Sample (statistics) Financial system 02 engineering and technology Competitive advantage Banking sector Margin (finance) 0502 economics and business Ordinary least squares 0202 electrical engineering electronic engineering information engineering Profit margin 050211 marketing Profitability index Business Enhanced Data Rates for GSM Evolution |
| Zdroj: | 2018 International Conference on Information Management and Processing (ICIMP). |
| DOI: | 10.1109/icimp1.2018.8325843 |
| Popis: | Electronic Banking has brought dramatic variations and new dimensions which have modernized the behaviors in which banks are functioning. Indeed, these dimensions also bring an influence on the performance of banking sector. In this study, we have developed an integrated model to analyze the impact of E-banking on the performance especially in terms of profit margin of those banks who have adopted it recently in Pakistan for the period of less than 5 years while incorporating the effect of all factors which are pivotal to embrace the electronic banking. The four commercial banks of Pakistan are considered for analysis. By applying the OLS (Ordinary Least Square) method on the concerned sample, the results show that adoption of electronic banking facilitations has substantial influence on performance in terms of margin of the banks who have adopted it recently. The study suggests that it will bring a competitive edge for these banks not only in Pakistan but also at international level in this era of economic loss. |
| Databáze: | OpenAIRE |
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