Migration, Money Transfers, and Mobile Money: Evidence from Niger

Autor: Jenny C. Aker, C. Jamilah Welch, Silvia Prina
Rok vydání: 2020
Předmět:
Zdroj: AEA Papers and Proceedings. 110:589-593
ISSN: 2574-0776
2574-0768
DOI: 10.1257/pandp.20201085
Popis: Mobile money can reduce the cost of sending remittances as compared with traditional money transfer systems. Despite remittances being a crucial part of the West African economy, mobile money is failing to take off. We use supply and demand data for money transfer services to better understand low mobile money adoption in Niger. Using a modified Becker-DeGroot-Marschak mechanism to elicit willingness to pay, we find that households are willing to pay the cost of sending a transfer via mobile money, with substantial regional variation. This regional variation is correlated with agent density, which suggests that agent infrastructure might be a barrier.
Databáze: OpenAIRE