The role of Perceived Behavioural Control as mediator on financial incentives towards saving in a voluntary retirement fund

Autor:	Mohamad Fazli Sabri, Husniyah Abd. Rahim, Radduan Yusof, Zuroni Md. Jusoh
Rok vydání:	2019
Předmět:	Mediator Financial incentives Public economics Turnover Control (management) General Engineering General Earth and Planetary Sciences Business health care economics and organizations General Environmental Science
Zdroj:	ADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL. 5:144
ISSN:	2462-1838 2462-1455
DOI:	10.24191/abrij.v5i1.10002
Popis:	The purpose of the mediation analysis is to investigate how perceived behavioural control mediates the relationship between the cash and tax incentives towards the intention to save in a voluntary retirement fund. A quantitative approach was adopted analysing 384 responses collected through a nationwide multistage proportionate cluster sampling. A nonparametric sampling procedure using bootstrapping following the Preacher and Hayes technique in mediating analysis were employed. The specific indirect effect from the bootstrapping result concluded that tax incentives influence the saving intention via perceived behavioural control, in contrast to cash incentives which is not significant. Predicting a person’s intention to save in a voluntary retirement fund is an important issue, and the findings of this study would have practical implications on policymakers and commercial marketers alike, as it would help to encourage retirement savings through voluntary funds to prevent financial insufficiency in the golden age.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::e79642c068412a8b4f27497343c981f8 https://doi.org/10.24191/abrij.v5i1.10002 Zobrazit plný text záznamu