Capital Adequacy Ratio (Car) dan Faktor-Faktor Yang Mempengaruhinya di Bank Syariah Mandiri (Periode Maret 2012 - Maret 2019)

Autor: Ismaulina Ismaulina, Ayu Wulansari, Mira Safira
Rok vydání: 2021
Zdroj: I-Finance: a Research Journal on Islamic Finance. 6:168-184
ISSN: 2615-1081
2476-8871
DOI: 10.19109/ifinance.v6i2.5168
Popis: CAR variable is the most important indicator of bank health according to BI. CAR is influenced by NPF, ROA, BOPO, FDR. The problem is how partially the influence of NPF, ROA, BOPO, FDR on CAR in BSM from March 2012-March 2019? Do NPF, ROA, BOPO, FDR simultaneously affect CAR? The research method used is quantitative descriptive with SPPS analysis version 22. The results showed that the NPF value of t-count was 0.449 1,705 t-tables. BOPO value of t-itung 1.916> t-table 1.705. and FDR value t-count -2.969> t-table 1.705, and for the simultaneous test F count> F table (3.286> 2.98) with a significant value of 0.028> α = 5% (0.05). This means that there is a significant influence together between all the independent variables on the dependent variable in PT.BSM.
Databáze: OpenAIRE