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A special case of real estate valuation practise to assess insurable value. The insurable value according to EVS presents ‘the value of buildings for insurance cover against damage or destruction’. In the Czech republic is a common procedure simplified cost approach given by insurance specialists. Unfortunately, each insurance company has its own. Therefore, in recent years the Czech insurance association (CAP) created minimum property insurable value calculator on their website. The paper should analyse that and compare with usual cost approach of experts, qualified valuers or valuers. Obviously common denominator is the terms of accuracy the valuation and also the comparison of the suitability of the particular parameters. |
