Private Transfers, Informal Loans and Risk Sharing Among Poor Urban Households in Ethiopia

Autor:	Eskander Alvi, Seife Dendir
Rok vydání:	2009
Předmět:	Consumption (economics) Household survey Labour economics Resource (biology) Risk sharing Vulnerability Demographic economics Urban poor Business Development
Zdroj:	Journal of Development Studies. 45:1325-1343
ISSN:	1743-9140 0022-0388
DOI:	10.1080/00220380902862929
Popis:	In this paper we examine how households in poor urban areas manage risks by use of transfers and loans. Compared to the sizeable literature dealing with the rural poor the literature on the urban poor is limited. This paper attempts to fill this gap by using household survey data from urban Ethiopia. We find that whereas both instruments – private transfers and informal loans – help households augment low and uncertain incomes, only transfers respond to observable signals of vulnerability, thus likely serving risk sharing purposes, while loans are largely dictated by household demand and resource proxies, therefore smoothing consumption though lacking the risk sharing property.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::af8572b269a305ba260af58730484540 https://doi.org/10.1080/00220380902862929 Zobrazit plný text záznamu Plný text ve formátu PDF Plný text ve formátu HTML
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