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Innovation is an important factor in the development of the country’s economy, its regions, and business entities. Therefore, the regulation of innovative processes and their activation should be put on priority positions in state policy. The purpose of the article is to analyze the modern features of the state financial and credit stimulation of innovation and determine its strategic vectors taking into account the needs, opportunities, and threats in the field of economic and social development. We set the task to determine strategic guidelines for the influence of the state with the help of financial and credit levers on innovative activities. For this, an analysis of the state’s modern participation in creating a favorable financial environment for the innovative development of the economy was carried out, problems in the field of state financial and credit support for innovation were identified. Recommendations have been developed to strengthen the influence of financial and credit levers on the activation of innovative processes and ensuring a high level of scientific and technical development, strengthening national security, and improving the quality of life of the population. The feasibility of using separate budgetary, tax, credit instruments to stimulate innovation is justified. The prospects of lending to innovation on the principles of public-private partnership and the need for state financial and credit support for innovative entrepreneurship have been proved. A conceptual scheme for the implementation of strategic guidelines for state financial and credit incentives for innovation was proposed, which can be used by the Cabinet of Ministers of Ukraine, regional and district states administrations, the Ministry of Economic Development and Trade, and the Ministry of Finance in the formation of strategies for innovative development of the economy and social sphere. The Cabinet of Ministers of Ukraine and the National Bank of Ukraine can use the recommendations on the creation of the Ukrainian State Development Bank as the central financial institution in the field of financial and credit support for innovative projects priority for the state and society. |
