Organizational models of mobile payment systems in low-resource environments
| Autor: | Martin Marino, Joshua T. Bram, Eric Obeysekare, Greg Wenner, Khanjan Mehta |
|---|---|
| Rok vydání: | 2017 |
| Předmět: |
Public Administration
Low resource Transparency (market) Computer science business.industry 05 social sciences Mobile computing Developing country Mobile Web 02 engineering and technology Development 050905 science studies Data science Computer Science Applications World Wide Web Mobile phone 020204 information systems 0202 electrical engineering electronic engineering information engineering Mobile payment 0509 other social sciences business Financial services |
| Zdroj: | Information Technology for Development. 24:681-705 |
| ISSN: | 1554-0170 0268-1102 |
| Popis: | The rapid growth and diffusion of mobile phones in the developing world has created an inclusive and dynamic platform to address a smorgasbord of socio-economic challenges. The uptake of mobile payment (m-payment) systems is a compelling example of how such a platform can be leveraged to democratize access to online banking and financial services. M-payment systems encompass mobile phone-based applications that enable the transfer of value while affording users’ security, accessibility, and efficiency and helping organizations reduce overheads and foster transparency. While M-Pesa and a few other systems are well documented, the literature is sparse on the different methods of using m-payment systems in developing countries. Based on a comprehensive literature review that includes 64 different m-payment applications from around the world, this article synthesizes 12 organizational models. The presentation of each of these models includes an explanatory visual, brief description, and several exampl... |
| Databáze: | OpenAIRE |
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