Determinants of Net Interest Margins in Vietnam Banking Industry

Autor:	Loan K. T. Vo, An H. Pham, Cuong K. Q. Tran
Rok vydání:	2018
Předmět:	Loan Net interest margin Scale (social sciences) Economics Monetary economics Banking industry Capitalization Net interest income Panel data Credit risk
Zdroj:	Beyond Traditional Probabilistic Methods in Economics ISBN: 9783030041991 ECONVN
DOI:	10.1007/978-3-030-04200-4_30
Popis:	This study analyses determinants of net interest margins (NIM) in Vietnam banking industry. The paper uses the secondary data of 26 banks with 260 observations for the period 2008–2017 and applies the panel data regression method. The empirical results indicate that lending scale, capitalization, inflation rate have positive impacts on net interest margin. In contrast, Managerial efficiency has a negative impact on net interest margin. However, bank size, credit risk, and loan to deposit ratio are statistically insignificant to net interest margin.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::999950b3b17260d1b44a6d0f92d36e6b https://doi.org/10.1007/978-3-030-04200-4_30 Zobrazit plný text záznamu