Contributions and challenges in the struggle to end poverty: the case of Kiva

Autor: Robert E. McNulty, Nader Asgary
Rok vydání: 2017
Předmět:
Zdroj: Information Technology for Development. 23:367-387
ISSN: 1554-0170
0268-1102
DOI: 10.1080/02681102.2016.1233856
Popis: This study discusses the American microfinance nonprofit organization, Kiva Microfunds, its organizational development and the impact of its approach to microfinance on the microfinance industry generally. The paper sees Kiva’s particular contribution to the field of microfinance as drawing on internet technologies to bring microfinance to a global user base. As it grew, it maintained is leadership in the niche it created, but it also faces many challenges. We conduct a SWOT-inspired analysis in which we specifically focus on what have been some of the key factors that have led to Kiva’s success and what may be areas of vulnerability that threaten its position of strength, particularly the high interest rates it charges, and the emergence of competitors that may be more effective than Kiva in their shared mission to alleviate poverty. We briefly examine some literature that challenges the received view on the overall value of microfinance and consider some implications for Kiva and conclude by not...
Databáze: OpenAIRE
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