Contributions and challenges in the struggle to end poverty: the case of Kiva
Autor: | Robert E. McNulty, Nader Asgary |
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Rok vydání: | 2017 |
Předmět: |
Microfinance
Economic growth Public Administration Poverty business.industry 05 social sciences Vulnerability Competitor analysis Development Computer Science Applications law.invention law Organization development Political science 0502 economics and business Position (finance) The Internet 050207 economics business SWOT analysis 050203 business & management |
Zdroj: | Information Technology for Development. 23:367-387 |
ISSN: | 1554-0170 0268-1102 |
DOI: | 10.1080/02681102.2016.1233856 |
Popis: | This study discusses the American microfinance nonprofit organization, Kiva Microfunds, its organizational development and the impact of its approach to microfinance on the microfinance industry generally. The paper sees Kiva’s particular contribution to the field of microfinance as drawing on internet technologies to bring microfinance to a global user base. As it grew, it maintained is leadership in the niche it created, but it also faces many challenges. We conduct a SWOT-inspired analysis in which we specifically focus on what have been some of the key factors that have led to Kiva’s success and what may be areas of vulnerability that threaten its position of strength, particularly the high interest rates it charges, and the emergence of competitors that may be more effective than Kiva in their shared mission to alleviate poverty. We briefly examine some literature that challenges the received view on the overall value of microfinance and consider some implications for Kiva and conclude by not... |
Databáze: | OpenAIRE |
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