Credit rationing in small‐scale enterprises: Special microenterprise programmes in ecuador

Autor:	Richard L. Meyer, Nelson Aguilera-Alfred, Mayada M. Baydas
Rok vydání:	1994
Předmět:	Labour economics Scale (social sciences) Credit rationing Economics Development Supply and demand School education
Zdroj:	Journal of Development Studies. 31:279-288
ISSN:	1743-9140 0022-0388
DOI:	10.1080/00220389408422361
Popis:	Small‐scale enterprises receive several forms of aid, but many are denied access to formal loans. A demand and supply model is estimated to analyse the factors lenders use to ration credit in special microenterprise programmes. The results reveal that suppliers do not discriminate against less profitable enterprises and entrepreneurs who have not completed their high school education; however, these entrepreneurs have a smaller demand for external finance from the microenterprise programmes than more profitable enterprises and entrepreneurs who have graduated from high school.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::859d0e874b6bacfed69724ab488eefe4 https://doi.org/10.1080/00220389408422361 Zobrazit plný text záznamu Plný text ve formátu PDF