Development of a package of measures to develop mortgage lending in housing construction
Jazyk: | ruština |
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Rok vydání: | 2022 |
Předmět: |
mortgage program
клÑÑÐµÐ²Ð°Ñ ÑÑавка ÑиÑÑема ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ residential real estate market ипоÑеÑное кÑедиÑование ÑÑнок жилой недвижимоÑÑи пÑогÑамма по ипоÑеке mortgage lending key rate residential real estate Ð¶Ð¸Ð»Ð°Ñ Ð½ÐµÐ´Ð²Ð¸Ð¶Ð¸Ð¼Ð¾ÑÑÑ mortgage lending system |
DOI: | 10.18720/spbpu/3/2022/vr/vr22-3941 |
Popis: | Тема вÑпÑÑкной квалиÑикаÑионной ÑабоÑÑ: «РазÑабоÑка комплекÑа Ð¼ÐµÑ Ð¿Ð¾ ÑазвиÑÐ¸Ñ ÑиÑÑÐµÐ¼Ñ Ð¸Ð¿Ð¾ÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¶Ð¸Ð»Ð¸Ñного ÑÑÑоиÑелÑÑÑва». ÐÐ°Ð½Ð½Ð°Ñ ÑабоÑа поÑвÑÑена иÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑиÑÑÐµÐ¼Ñ Ð¸Ð¿Ð¾ÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¶Ð¸Ð»Ð¸Ñного ÑÑÑоиÑелÑÑÑва в РФ, ÑаÑÑноÑÑи СанкÑ-ÐеÑеÑбÑÑге. ÐадаÑи, коÑоÑÑе ÑеÑалиÑÑ Ð² Ñ Ð¾Ð´Ðµ иÑÑледованиÑ: 1. ÐзÑÑение оÑобенноÑÑей ÑиÑÑÐµÐ¼Ñ Ð¸Ð¿Ð¾ÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¶Ð¸Ð»Ð¸Ñного ÑÑÑоиÑелÑÑÑва в РоÑÑийÑкой ФедеÑаÑии. 2. ÐÑÑвление наиболее ÑаÑÑо вÑÑÑеÑаÑÑÐ¸Ñ ÑÑ Ð¿Ñоблем иÑÑледÑемой ÑиÑÑемÑ. 3. ÐÑÑледование пÑоблем и анализ пÑиÑÐ¸Ð½Ñ Ð¸Ñ Ð²Ð¾Ð·Ð½Ð¸ÐºÐ½Ð¾Ð²ÐµÐ½Ð¸Ñ. 4. РазÑабоÑка ÑекомендаÑий по ÑазвиÑÐ¸Ñ ÑиÑÑÐµÐ¼Ñ Ð¸Ð¿Ð¾ÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¶Ð¸Ð»Ð¸Ñного ÑÑÑоиÑелÑÑÑва. РабоÑа пÑоведена на базе ÑÑнка ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¸ жилой недвижимоÑÑи СанкÑ-ÐеÑеÑбÑÑга, а Ñакже ÐÐР«ÐÑÑппа RBI», где ÑобиÑалаÑÑ Ð·Ð½Ð°ÑиÑелÑÐ½Ð°Ñ ÑаÑÑÑ ÑакÑиÑеÑкого маÑеÑиала: анализ дейÑÑвÑÑÑÐ¸Ñ Ñен на ÑÑнке недвижимоÑÑи СанкÑ-ÐеÑеÑбÑÑга, анализ ипоÑеÑнÑÑ Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¸Ñ Ð¿ÑогÑамм и ипоÑеÑнÑÑ ÑÑавок РФ, анализ деÑÑелÑноÑÑи и ÑÑÑекÑивноÑÑи ÐÐР«ÐÑÑппа RBI». ÐÑли пÑÐ¾Ð²ÐµÐ´ÐµÐ½Ñ ÑазлиÑнÑе ÑаÑÑеÑÑ, влиÑÑÑие на показаÑели деÑÑелÑноÑÑи пÑедпÑиÑÑиÑ. РÑезÑлÑÑаÑе бÑла пÑоанализиÑована ÑиÑÑема ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¶Ð¸Ð»Ð¸Ñного ÑÑÑоиÑелÑÑÑва, пÑÐ¾Ð²ÐµÐ´ÐµÐ½Ñ ÑаÑÑеÑÑ. РазÑабоÑÐ°Ð½Ñ ÑÑÑекÑивнÑе меÑÑ Ð¿Ð¾ ÑазвиÑÐ¸Ñ ÑиÑÑÐµÐ¼Ñ Ð¸Ð¿Ð¾ÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¶Ð¸Ð»Ð¸Ñного ÑÑÑоиÑелÑÑÑва, Ð´Ð°Ð½Ñ ÑекомендаÑии по ÑлÑÑÑÐµÐ½Ð¸Ñ Ð¸Ð¿Ð¾ÑеÑнÑÑ Ð¿ÑогÑамм и пÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ñ Ð½Ð¾Ð²Ñе пÑогÑÐ°Ð¼Ð¼Ñ Ð³Ð¾ÑÑдаÑÑÑвенной поддеÑжки. The subject of the graduate qualification work is âMortgage lending systems for housing construction in the Russian Federation, in particular St. Petersburg. Tasks that were solved during the study: 1. Study of the features of the mortgage lending system for housing construction in the Russian Federation. 2. Identification of the most common problems of the system under study. 3. Research of problems and analysis of their causes. 4. Development of recommendations for the development of the mortgage lending system for housing construction. The work was carried out based on the mortgage lending and residential real estate market of St. Petersburg, as well as RBI Group LLC, where a significant part of the factual material was collected: analysis of current prices in the real estate market of St. Petersburg, analysis of mortgage banking programs and mortgage rates of the Russian Federation, analysis of the activities and effectiveness of RBI Group LLC. Various calculations were carried out that affect the performance of the enterprise. As a result, the system of mortgage lending for housing construction was analyzed, calculations were carried out. Effective measures have been developed to develop the mortgage lending system for housing construction, recommendations have been made to improve mortgage programs and new state support programs have been proposed. |
Databáze: | OpenAIRE |
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