Driving the poor into debt? Automobile loans, transport disadvantage, and automobile dependence
| Autor: | Alan Walks |
|---|---|
| Rok vydání: | 2018 |
| Předmět: |
Suburbanization
050210 logistics & transportation Economic growth media_common.quotation_subject Transport policy education 05 social sciences Geography Planning and Development 0211 other engineering and technologies 1. No poverty 021107 urban & regional planning Transportation 02 engineering and technology Census Metropolitan area Household survey Debt 0502 economics and business Economics Demographic economics Financialization health care economics and organizations Disadvantage media_common |
| Zdroj: | Transport Policy. 65:137-149 |
| ISSN: | 0967-070X |
| Popis: | The disadvantages relating to the financialization of household transport and transport-related debt have yet to receive sufficient attention, partly due to a general lack of data on household-level transport-related liabilities, particularly at small scales of analysis. This issue has risen in importance with increases in households debt levels and changes in the ways automobile purchases are financed. This paper examines the level of automobile-related debt among lower-income households, and the effects of living in automobile-dependent neighbourhoods, using seven of the largest Canadian metropolitan areas as case studies. Detailed household survey data pertaining to both automobile loans and other forms of debt in 2012 are analyzed and compared with census data related to automobile dependence at the neighbourhood (census tract) level. Descriptive and inferential analyses are presented, demonstrating relationships between levels of automobile dependence and higher relative burdens of household indebtedness, particularly for automobile loans, although the relationships are dependent on, and mediated by, local context. The implications for transport policy are discussed. |
| Databáze: | OpenAIRE |
| Externí odkaz: |
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