Conditionalities of Public Microfinance and the Rural Poor: Voices From the Below

Autor:	Faisal Ahmmed, Md. Ismail Hossain, Mohammad Shahjahan Chowdhury
Rok vydání:	2020
Předmět:	Microfinance Economic growth Poverty media_common.quotation_subject Geography Planning and Development Liability Commodity Development law.invention Capital accumulation Work (electrical) law Service (economics) Moral responsibility Business media_common
Zdroj:	Journal of International Development. 32:526-542
ISSN:	1099-1328 0954-1748
DOI:	10.1002/jid.3467
Popis:	This paper examines microfinance conditionalities of the Bangladesh Rural Development Board in Bangladesh from clients' and providers' perspectives based on a qualitative case study. The study reveals that the credit is less poor focus in terms of amount and disbursement procedure. Additionally, group liability and cooperatives are used as tactics for surveillance and punishment instead of invigorating collective effort. Saving and share work as disciplinary instruments instead of capital accumulation. Besides, service is regarded as a conditional commodity, and skill development becomes individual responsibility. The study implies listening to the voice of the poor and redesigning antipoverty programmes based on the need felt by them. © 2020 John Wiley & Sons, Ltd.
Databáze:	OpenAIRE
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