Consumption Loan Planning by Using Memetic Algorithm

Autor: Yukiko Orito, Makoto Okamura, Hiroshi Izawa, Grzegorz Mardyla
Rok vydání: 2017
Předmět:
Zdroj: Proceedings of the 2017 International Conference on Intelligent Systems, Metaheuristics & Swarm Intelligence.
DOI: 10.1145/3059336.3059343
Popis: We propose a memetic algorithm to optimize a consumption loan planning in economics. The planning is defined as an optimization problem which maximizes the household's one-year utility function with individual time preferences. Our memetic algorithm consists of an estimation of distribution algorithm for a global search and a heuristic local search for a local search. In the numerical experiments, we show the optimum solution for the consumption loan planning by using the memetic algorithm. From our results, we clarify the differences between the human behavior's solution in economic experiment and the optimum solution.
Databáze: OpenAIRE