Determinants of household income of micro-finance women participants: a quantile regression approach

Autor: Jarita Duasa, Nur Hidayah Zainal
Rok vydání: 2020
Předmět:
Zdroj: Ecofeminism and Climate Change. 1:63-74
ISSN: 2633-4070
DOI: 10.1108/efcc-03-2020-0002
Popis: PurposeThe purpose of this study is to adopt quantile regression to investigate the impact of several factors on per capita income of participants of micro-financing scheme (Amanah Ikhtiar Malaysia [AIM]), who are mostly women at different point on the income distributions.Design/methodology/approachThis study uses data collected from a survey on respondents who are the participants of AIM program using convenience sampling in Perak and Kelantan.FindingsThe empirical results show that the value of asset, value of loan, household size, ratio of spending to income and dummy state are consistently giving similar impacts on per capita income of participants at different quantiles.Originality/valueHowever, age negatively and significantly affects per capita income only at middle and lower quantiles but not at higher quantile of per capita income.
Databáze: OpenAIRE