Analisis Fikih Muamalah Terhadap Transaksi Transfer Dana Antar Bank Melalui Aplikasi Flip

Autor: null Siti Widya, Selvi Nur Fitriah
Rok vydání: 2021
Zdroj: Al-Mizan : Jurnal Hukum dan Ekonomi Islam. 5:42-61
ISSN: 2656-7164
2085-6792
DOI: 10.33511/almizan.v5n2.42-61
Popis: This study aims to analyze: first, the practice of transferring funds between banks through the Flip application, second, the fiqh muamalah analysis of interbank transfer transactions through the Flip application. The research method used in this research is field research with a qualitative approach. The results of this study indicate that: First, the practice of transferring funds between banks through the Flip application has been properly implemented using a wakalah contract, the mechanism used for transferring funds is by filling in transfer request data, transferring a nominal amount that you want to send plus a unique code to the account. Flip bank is the same as the user's bank, the user does not object to the addition of a unique code, the user is willing to add a unique code because the nominal unique code is smaller than conventional administration fees. Second, the fiqh muamalah analysis related to the law of interbank fund transfer transactions is permissible because it has avoided usury, maisir, gharar, tadlis transactions and there are benefits to ease transfer transactions between different banks.
Databáze: OpenAIRE