Popis: |
The dynamic development of payment systems, the formation of new mechanisms for payment infrastructure functioning, the emergence of new types of payment instruments and forms, which are taking place recently, have a significant impact on all spheres of our life, including the sphere of economic security of the state and, as a result, require a special approach and careful legal regulation. Due to the historical development of the monetary system, when paper, credit and electronic money was included into the monetary circulation, there is a need to develop special rules for their circulation and transfer procedures, which should be followed by all participants in payments. As a result, a payment system for transmitting payment information is formed. The purpose of the article is to determine the place and role of international payment systems in the legal regulation of this sphere in the Russian Federation. The main research method is the complex analysis, since legal regulation of payment systems cannot be considered in isolation from the economic content of these relations. Effective regulation and control of payment systems enables national banks to develop a payment system infrastructure. |