Securing Cardless Automated Teller Machine Transactions Using Bimodal Authentication System

Autor: Olayemi Mikail Olanyi, Olumide Sunday Adewale, Ameh Innocent Ameh
Rok vydání: 2016
Předmět:
Zdroj: Journal of Applied Security Research. 11:469-488
ISSN: 1936-1629
1936-1610
DOI: 10.1080/19361610.2016.1211846
Popis: In today's corporate environment, it is important to ensure that only authorized customers have access to offered services. With the availability of ready-to-use sniffers and access code hacking tools, the standard card and Personal Identification Number combination may no longer be sufficient to withstand the test of secure authentication. Additionally, the huge and recurrent card possession and repossession cost incurred by banks' customers, occasioned by card expiry, loss, theft, and damage is, agreeably, undesirable. In this article, we present the development of a bimodal customer authentication system for a cardless Automated Teller Machine (ATM). The system employs the principle of eigenvectors and Euclidean distance for fingerprint verification. The Personal Identification Number (PIN), which serves as the second factor of authentication, is determined on account opening and hashed using the truncated SHA 512/256 Secure Hashing Algorithm. Analysis of the system performance shows genuine ac...
Databáze: OpenAIRE