Trends In Underinsurance And The Affordability Of Employer Coverage, 2004–2007

Autor:	Ryan Lore, Jeremy Pickreign, Jon R. Gabel, Roland McDevitt, Tina Ding, Heidi Whitmore
Rok vydání:	2009
Předmět:	Medical services Public economics Poverty Health spending Health Policy Demographic economics Business Health benefits
Zdroj:	Health Affairs. 28:w595-w606
ISSN:	1544-5208 0278-2715
DOI:	10.1377/hlthaff.28.4.w595
Popis:	Based on simulated bill paying, this paper examines trends in comprehensiveness of coverage, out-of-pocket spending for medical services, underinsurance, and the affordability of employer-based insurance from 2004 to 2007. Data are from MarketScan medical claims and an annual survey of employer health benefits. Health plans covered slightly fewer expenses in 2007 than in 2004, but out-of-pocket spending grew more than one-third because of growth in overall health spending. For people at 200 percent of poverty, the percentage spending more than 10 percent of their income out of pocket on premiums plus services increased from 13 percent to 18 percent.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::32b474629e08678a91da002d071bb997 https://doi.org/10.1377/hlthaff.28.4.w595 Zobrazit plný text záznamu