Job-Based Health Insurance: Costs Climb At A Moderate Pace

Autor:	Heidi Whitmore, Megan McHugh, Awo Osei-Anto, Gary Claxton, Benjamin Finder, Bianca DiJulio, Jeremy Pickreign
Rok vydání:	2009
Předmět:	Labour economics Employee benefits Health Policy media_common.quotation_subject Self-insurance Recession Cost sharing Casualty insurance Business Risk assessment health care economics and organizations Health policy Pace media_common
Zdroj:	Health Affairs. 28:w1002-w1012
ISSN:	1544-5208 0278-2715
DOI:	10.1377/hlthaff.28.6.w1002
Popis:	Each year the Kaiser/HRET Survey of Employer Health Benefits takes a snapshot of the state of employee benefits in the United States, based on interviews with public and private employers. Our findings for 2009 show that families continue to face higher premiums, up about 5 percent from last year, and that cost sharing in the form of deductibles and copayments for office visits is greater as well. Average annual premiums in 2009 were $4,824 for single coverage and $13,375 for family coverage. Enrollment in high-deductible health plans held steady. We offer new insights about health risk assessments and how firms responded to the economic downturn.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::2eb5caf4d2d9c4e96c7c5d4e001c12b4 https://doi.org/10.1377/hlthaff.28.6.w1002 Zobrazit plný text záznamu