Study of the impact of market share on the profitability of banks
Jazyk: | ruština |
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Rok vydání: | 2022 |
Předmět: | |
DOI: | 10.18720/spbpu/3/2022/vr/vr22-1683 |
Popis: | Тема вÑпÑÑкной квалиÑикаÑионной ÑабоÑÑ: «ÐÑÑледование влиÑÐ½Ð¸Ñ Ð´Ð¾Ð»Ð¸ ÑÑнка на ÑенÑабелÑноÑÑÑ Ð±Ð°Ð½ÐºÐ¾Ð²Â». - ÐÐ°Ð½Ð½Ð°Ñ ÑабоÑа поÑвÑÑена изÑÑÐµÐ½Ð¸Ñ Ð²Ð»Ð¸ÑÐ½Ð¸Ñ Ð´Ð¾Ð»Ð¸ ÑÑнка на пÑибÑлÑноÑÑÑ Ð±Ð°Ð½ÐºÐ¾Ð². Ð ÑноÑÐ½Ð°Ñ Ð´Ð¾Ð»Ñ Ð°ÑганÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² Ñакже изÑÑалаÑÑ ÐºÐ°Ðº опÑеделÑÑÑий ÑакÑÐ¾Ñ Ð¿ÑибÑлÑноÑÑи на ÑÑадиÑионнÑÑ ÑÑÐ½ÐºÐ°Ñ , ÑиÑÑовÑÑ ÑÑÐ½ÐºÐ°Ñ Ð¸ доли банковÑкого ÑÑнка. - ÐÑÑледование пÑоводиÑÑÑ Ð¿Ð¾ пеÑеменнÑм, влиÑÑÑим на Ð´Ð¾Ð»Ñ ÑÑнка и пÑибÑлÑноÑÑÑ Ð°ÑганÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð². - РиÑÑледовании ÑÑавниваÑÑÑÑ Ð´Ð¾Ð»Ñ ÑÑнка и пÑибÑлÑноÑÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑеÑÐºÐ¸Ñ Ð¸ ÑÑадиÑионнÑÑ Ð±Ð°Ð½ÐºÐ¾Ð². Ðак и ожидалоÑÑ, Ð¼ÐµÐ¶Ð´Ñ Ð¿ÑибÑлÑноÑÑÑÑ Ð¸ долей ÑÑнка наблÑдалаÑÑ Ð·Ð½Ð°ÑиÑелÑÐ½Ð°Ñ ÑкÑпоненÑиалÑÐ½Ð°Ñ Ð·Ð°Ð²Ð¸ÑимоÑÑÑ, положиÑелÑÐ½Ð°Ñ Ð²Ð¾ вÑÐµÑ Ð¼Ð¾Ð´ÐµÐ»ÑÑ . РезÑлÑÑаÑÑ ÑÑого иÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ñакже показÑваÑÑ, ÑÑо ÑиÑÑовÑе банки более пÑибÑлÑнÑ, Ñем ÑÑадиÑионнÑе банковÑкие ÑÑлÑги. Ð ÑвÑзи Ñ Ñем, ÑÑо ÑÑадиÑÐ¸Ð¾Ð½Ð½Ð°Ñ Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ°Ñ ÑиÑÑема оÑнована на коде и оÑпÑавке ÑообÑений, а ÑиÑÑовÑе банки пÑедоÑÑавлÑÑÑ ÑÑлÑги Ñ Ð±Ð°Ð½ÐºÐ¾Ð²Ñкими мобилÑнÑми ÑелеÑонами. ÐÑполÑÐ·Ð¾Ð²Ð°Ð½Ñ Ð´Ð°Ð½Ð½Ñе ЦенÑÑалÑного банка и ÐиниÑÑеÑÑÑва ÑинанÑов ÐÑганиÑÑана. ÐÑли ÑаÑÑмоÑÑÐµÐ½Ñ Ð¤Ð¸Ð½Ð°Ð½ÑовÑе даннÑе за пеÑиод (Ñ 2015 по 2019 год). ÐоделÑ, иÑполÑзÑÐµÐ¼Ð°Ñ Ð´Ð»Ñ Ð´Ð¾ÐºÐ°Ð·Ð°ÑелÑÑÑва гипоÑÐµÐ·Ñ ÑегÑеÑÑии, ÑвлÑеÑÑÑ ÑлÑÑайной и ÑÑÑекÑивной. ÐоÑколÑÐºÑ Ð²ÐµÑоÑÑноÑÑÑ Ð¾Ñибки в ÑегÑеÑÑии Ð¼Ð¾Ð¶ÐµÑ ÑоÑÑавлÑÑÑ 5 %, ÑеÑÑÑ ÐÑÑа и ÐаÑÑа Ñо вÑеменем пеÑеÑмаÑÑивалиÑÑ. Ð Ñазделе обÑÑÐ¶Ð´ÐµÐ½Ð¸Ñ Ð¸ заклÑÑÐµÐ½Ð¸Ñ Ð¿Ð¾ÐºÐ°Ð·Ð°Ð½Ð¾, ÑÑо болÑÑÐ°Ñ Ð´Ð¾Ð»Ñ ÑÑнка ÑвÑзана Ñ Ð±Ð¾Ð»ÑÑей пÑибÑлÑноÑÑÑÑ. СоглаÑно заклÑÑениÑ, ÑÐ´ÐµÐ»Ð°Ð½Ð½Ð¾Ð¼Ñ Ð¿ÑогÑаммнÑм обеÑпеÑением STAT MP, пÑибÑлÑноÑÑÑ Ð¸ Ð´Ð¾Ð»Ñ ÑÑнка в аÑганÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ°Ñ Ð¸Ð¼ÐµÑÑ Ð·Ð½Ð°ÑиÑелÑнÑÑ Ð¿Ð¾Ð»Ð¾Ð¶Ð¸ÑелÑнÑÑ ÑвÑзÑ, коÑоÑаÑ, как бÑло доказано, Ð¸Ð¼ÐµÐµÑ Ð±Ð¾Ð»ÑÑое знаÑение Ð´Ð»Ñ ÑиÑÑовÑÑ Ð¸ ÑÑадиÑионнÑÑ Ð±Ð°Ð½ÐºÐ¾Ð². Такие пеÑеменнÑе, как ÑÑноÑÐ½Ð°Ñ ÐºÐ°Ð¿Ð¸ÑализаÑиÑ, ÑÐ°Ð·Ð¼ÐµÑ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¸ и дÑÑгие ÑакÑоÑÑ, влиÑÑÑие на Ð´Ð¾Ð»Ñ ÑÑнка ÐÑганиÑÑана. The topic of the final qualifying work: «Study of the impact of market share on the profitability of banks». This paper is about study of the impact of market share on the profitability of banks. The market share of Afghan banks as a determinant of profitability in the digital banking industry, traditional banking market has also been examined. As expected, there was a significant exponential relationship between profitability and market share, which is positive in all models. - The study is conducted on variables affecting the market share and profitability of Afghan banks. - The study compares the market share and profitability of commercial and traditional banks. - The findings of this study also show that digital banks are more profitable than traditional banking. Because the traditional banking system is based on code and sending messages, and digital banks provide services with bank mobiles. Data from the Central Bank and the Ministry of Finance of Afghanistan. The model used to prove the hypothesis of regression is random and effective. Since there may be a 5% chance of error in the regression, Arch and Garch tests have been reviewed over time. The financial data between (2015 until 2019) have been reviewed. In the discussion and conclusion section, researchers have acknowledged that they will experience more market share with greater profitability.In the conclusion made by STAT MP software, the result is that profitability and market share in Afghan banks have a significant positive relationship, which has been proven to be significant in digital and traditional banks.Variables such as market capitalization, company size and other factors affecting the market share of Afghanistan. |
Databáze: | OpenAIRE |
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