Estimation of the efficiency of banking mortgage lending
| Jazyk: | ruština |
|---|---|
| Rok vydání: | 2020 |
| Předmět: | |
| DOI: | 10.18720/spbpu/3/2020/vr/vr20-5898 |
| Popis: | Тема вÑпÑÑкной квалиÑикаÑионной ÑабоÑÑ: «ÐÑенка ÑÑÑекÑивноÑÑи банковÑкого ипоÑеÑного кÑедиÑованиÑ». ÐÐ°Ð½Ð½Ð°Ñ ÑабоÑа поÑвÑÑена ÑаÑÑмоÑÑÐµÐ½Ð¸Ñ Ð¼ÐµÑодов оÑенки ÑÑÑекÑивноÑÑи банковÑкого ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¸ апÑобаÑии ÑÑÐ¸Ñ Ð¼ÐµÑодов Ð´Ð»Ñ Ð±Ð°Ð½ÐºÐ° ÐТÐ. ÐадаÑи, коÑоÑÑе ÑеÑалиÑÑ Ð² Ñ Ð¾Ð´Ðµ иÑÑледованиÑ: ï РаÑÑмоÑÑеÑÑ ÑÑÑноÑÑÑ Ð±Ð°Ð½ÐºÐ¾Ð²Ñкого ипоÑеÑного кÑедиÑованиÑ. ï ÐÑовеÑÑи анализ ÑоÑÑийÑкого ÑÑнка банковÑкого ипоÑеÑного кÑедиÑованиÑ. ï ÐÑениÑÑ ÑоÑÑоÑние и пеÑÑпекÑÐ¸Ð²Ñ ÑазвиÑÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð²Ñкого ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² СанкÑ-ÐеÑеÑбÑÑге. ï РаÑÑмоÑÑеÑÑ ÑÑÑноÑÑÑ, ÑакÑоÑÑ, кÑиÑеÑии и показаÑели оÑенки ÑÑÑекÑивноÑÑи банковÑкого ипоÑеÑного кÑедиÑованиÑ. ï РаÑÑмоÑÑеÑÑ Ð½ÐµÐºÐ¾ÑоÑÑе ÑÑÑеÑÑвÑÑÑие меÑодологии оÑенки ÑÑÑекÑивноÑÑи банковÑкого ипоÑеÑного кÑедиÑованиÑ. ï ÐÑ Ð°ÑакÑеÑизоваÑÑ ÑоÑÑоÑние банковÑкого ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÐÐР«ÐТл. ï ÐÑениÑÑ ÑÑÑекÑивноÑÑÑ Ð¸Ð¿Ð¾ÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ñ ÑÑеÑом банковÑÐºÐ¸Ñ ÑиÑков Ð´Ð»Ñ ÐÐР«ÐТл. ï ÐÑимениÑÑ Ð¸ адапÑиÑоваÑÑ Ð¼ÐµÑод неÑеÑкой логики Ð´Ð»Ñ Ð¾Ñенки ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÐÐР«ÐТл. Ð Ñ Ð¾Ð´Ðµ ÑабоÑÑ Ð±Ñла ÑиÑÑемаÑизиÑована ÑеоÑеÑиÑеÑÐºÐ°Ñ Ð¸Ð½ÑоÑмаÑÐ¸Ñ Ð¿Ð¾ банковÑÐºÐ¾Ð¼Ñ Ð¸Ð¿Ð¾ÑеÑÐ½Ð¾Ð¼Ñ ÐºÑедиÑованиÑ, пÑоведен анализ ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² РоÑÑии и миÑе, а Ñакже в СанкÑ- ÐеÑеÑбÑÑге, бÑли ÑаÑÑмоÑÑÐµÐ½Ñ ÑазлиÑнÑе меÑодологии Ð´Ð»Ñ Ð¾Ñенки ÑÑÑекÑивноÑÑи банковÑкого ипоÑеÑного кÑедиÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¸ апÑобиÑÐ¾Ð²Ð°Ð½Ñ Ð½Ð° пÑимеÑе ÐÐР«ÐТл. Ð ÑезÑлÑÑаÑе ÑаÑÑеÑов бÑли вÑÑÐ²Ð»ÐµÐ½Ñ Ð½ÐµÐ´Ð¾ÑÑаÑки некоÑоÑÑÑ Ð¼ÐµÑодологий и пÑедложен меÑод неÑеÑкой логики Ð´Ð»Ñ Ð¾Ñенки ÑÑÑекÑивноÑÑи ипоÑеÑного кÑедиÑованиÑ, по коÑоÑÐ¾Ð¼Ñ Ð±Ñл пÑÐ¾Ð²ÐµÐ´ÐµÑ ÑаÑÑÐµÑ Ð¿Ð¾ даннÑм ÐÐР«ÐТл. Theme of the final qualifying work: "Evaluation of the effectiveness of bank mortgage lending." This work is devoted to the consideration of methods for assessing the effectiveness of bank mortgage lending and approbation of these methods for VTB Bank. Tasks that were solved during the study: ï Consider the essence of bank mortgage lending. ï Conduct an analysis of the Russian market for bank mortgage lending. ï Assess the state and development prospects of bank mortgage lending in St. Petersburg. ï Consider the essence, factors, criteria and indicators for assessing the effectiveness of bank mortgage lending. ï Consider some of the existing methodologies for assessing the effectiveness of bank mortgage lending. ï Describe the state of bank mortgage lending at VTB. ï Assess the effectiveness of mortgage lending, taking into account banking risks for VTB. ï Apply and adapt the fuzzy logic method for evaluating mortgage lending at VTB. In the course of the work, theoretical information on bank mortgage lending was systematized, an analysis of mortgage lending in Russia and the world, as well as in St. Petersburg, was considered, various methodologies for assessing the effectiveness of bank mortgage lending were considered and tested on the example of "VTB". As a result of calculations, shortcomings of some methodologies were identified and a fuzzy logic method was proposed for assessing the effectiveness of mortgage lending, according to which the calculation was carried out according to the data of "VTB". |
| Databáze: | OpenAIRE |
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