| Autor: |
Kotir, Julius H., Obeng-Odoom, Franklin |
| Zdroj: |
Journal of Developing Societies; January 2009, Vol. 25 Issue: 1 p85-105, 21p |
| Abstrakt: |
Though at the theoretical level, micro-credit is said to play a significant role in poverty reduction, empirical work on the role of micro-credit in poverty reduction is mixed with some studies indicating high levels of employment and income generation and others suggesting a worsening of poverty with micro-credit. Does micro-credit really get to the poor? Does it enhance or impede their productivity? Based on a study of 139 households in one rural area in the Upper West Region of Ghana, we find that: (a) Beneficiaries of micro-credit divert a significant portion of such loans into household consumption – albeit with moderate impact on house-hold productivity and welfare and (b) Micro-credit has modest impact on rural community development. |
| Databáze: |
Supplemental Index |
| Externí odkaz: |
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