Autor:	Zunzunegui, Fernando
Zdroj:	Journal of International Banking Law & Regulation; 2024, Vol. 39 Issue 111, p414-419, 6p
Abstrakt:	The purpose of this article is to analyse the regulation of access to financial data as an essential element of the data economy. It analyses the extension of Open Banking to the whole of finance (Open Finance) from the perspective of the proposal for an EU regulation on access to financial data (F1DA). This proposal foresees the creation of financial data exchange systems with their own governance by the entities holding and using the data. This analysis concludes that we are moving towards Data-driven Open Finance where financial platforms dominate the market. These platforms need appropriate regulation to ensure a proper balance between market development and respect for customer rights. [ABSTRACT FROM AUTHOR]
Databáze:	Supplemental Index
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