| Autor: |
Landry III, Robert J., Lowe, S. Keith, Boozer Jr., Benjamin B. |
| Předmět: |
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| Zdroj: |
Allied Academies International Conference: Proceedings of the Academy of Legal, Ethical & Regulatory Issues (ALERI); Apr2008, Vol. 12 Issue 1, p17-21, 5p |
| Abstrakt: |
A significant body of research of state-level policies that cause the interstate variation of consumer bankruptcy filing rates is developing. Beyond the commonly tested economic and demographic explanatory variables, the possible impact of other policy choices on consumer bankruptcy filing rates should be examined. One such policy is the implementation of the lottery. To date there is very limited research, empirical or otherwise, examining the relationship between lottery and a state's consumer bankruptcy filing rate. Prior research examining this relationship has yielded mixed results. This study is the first to utilize a time-series design to analyze the impact of enacting the lottery on a state's consumer bankruptcy filing rate. The primary research question in this study is as follows: What impact, if any, does the presence of a lottery have on a state's consumer bankruptcy filing rate? Prior findings of no statistically significant relationship between the lottery and a state's consumer Chapter 7 filing rate were confirmed. However, mixed results were found regarding the relationship between the lottery and a state's Chapter 13 filing rate, as well as the lottery and the percentage of total consumer filings under Chapter 7. Future research and potential policy implications are suggested. [ABSTRACT FROM AUTHOR] |
| Databáze: |
Complementary Index |
| Externí odkaz: |
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