| Abstrakt: |
Savings related to sociodemographic variables and financial inclusion can be studied from various perspectives. Motivation, without a doubt, is a determinant that triggers certain decisions, such as saving. Individuals create a motivation to save that includes trends in their daily life in order to be able to save something for a future that could be uncertain at the time of making their decision. The purpose of this study was to determine the relationship between workers' savings motives and sociodemographic variables and financial inclusion. The study adopted a nonexperimental, descriptive, correlational, and cross-sectional design. The scale designed by Contreras-Rodríguez et al. (2017) was used to collect data from 355 workers. The main findings showed that saving is related to income; thus, the higher, the better. Also, participants who were actively employed, as a determining variable, improved their likelihood of saving for emergencies. Likewise, it was found that men were more likely to save up to invest compared to women. For men, saving up to invest was more important than saving for personal reasons. Our study has implications for practice, policy, research, and education on financial inclusion, credit products, and human development in Mexico. [ABSTRACT FROM AUTHOR] |
