| Abstrakt: |
Introduction: The agricultural sector is always faced with a variety of hazards, including natural hazards. One of the government support tools for the sustainability of this sector is agricultural insurance. Dates are horticultural products that are compatible with the climatic conditions of Iran, which poses several dangers to this product. Materials and Methods: In order to investigate the factors affecting the acceptance of date insurance in six date-producing provinces of the country, from the perspective of brokers, a questionnaire was first prepared and then estimated using a generalized order logit model. Findings: The final effect of education, having a second job, premium payment, number of coverage risk, timely payment of damages, promoters, correct assessment and cultivation level on the probability of accepting positive and significant insurance and the probability of accepting insurance by 0.18, respectively, 0.49, 0.17, 0.21, 0.08, 0.15, 0.28 and 0.13. Among the different levels of insurance acceptance, the second level has the highest level of farmers' insurance acceptance. Conclusion: Better performance of the Agricultural Insurance Fund, along with other factors related to insurers, has a positive and significant effect on insurance acceptance. It is necessary to take action and improve the acceptance of date crop insurance in the provinces of Iran by educating and increasing the awareness of palm farmers about date crop insurance by promoters and specialists, improving the level of farmers' literacy, quick and correct assessment of damages and timely payment of damages. [ABSTRACT FROM AUTHOR] |
