| Autor: |
Dimitrova-Grajzl, Valentina, Grajzl, Peter, Guse, A. Joseph, Todd, Richard M., Williams, Michael |
| Zdroj: |
Comparative Economic Studies (Palgrave); Sep2018, Vol. 60 Issue 3, p410-441, 32p |
| Abstrakt: |
We draw on a large-scale dataset of individual-level credit bureau records to study bankcard credit limits in Indian Country. Utilizing approaches that aim to isolate supply from demand considerations, we find that residing in a predominantly American Indian neighborhood is ceteris paribus associated with lower awarded bankcard credit limits than residing in a neighborhood where the share of American Indian residents is low. Consumer’s credit history is a robust and quantitatively more important predictor of awarded credit limits than racial composition of the consumer’s neighborhood. Bankcard credit limits do not depend on the consumer’s location vis-à-vis a reservation. [ABSTRACT FROM AUTHOR] |
| Databáze: |
Complementary Index |
| Externí odkaz: |
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