The Research on Financial Literacy and Financial Behavior of College Students

Autor: Chia-Hsing Li, 李家興
Rok vydání: 2012
Druh dokumentu: 學位論文 ; thesis
Popis: 100
Currently, Taiwan is expected to face the aging society phenomenon, college students need more early proceed to personal financial plans. To establish the financial concept of college students is so important. In the study, this paper T University students as research subjects, to understand the students current financial knowledge situation, analysis of different demographic variables in the financial knowledge and financial behavior of the difference. Study found that Financial Literacy awareness in the four demographic characteristics (location, college, monthly disposable amount and whether to apply for student loans) have significant differences; Financial Behavior in the six demographic characteristics (gender, location, colleges, monthly disposable amount, whether to apply for student loans, and whether credit card debt) have significant differences; Financial Literacy will be by four Financial Behavior (investment priorities, financial planning purposes, investment tools annual rate of return and does not include financial institutions deposit insurance other investments) and a significant difference. The results of this study provide school education and counseling, bankers of the reference.
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