The Development of banking business while facing dynamic growth of personal finance and corporate finance
| Autor: | Hung Hui-ling, 洪惠玲 |
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| Rok vydání: | 1998 |
| Druh dokumentu: | 學位論文 ; thesis |
| Popis: | 86 Personal finance became aggressive results from the fast economy growthanddynamic financial products available in the past decade. Enterpriseshave morechoices to finance short-term or long-term capital needsthrough money or capital market based on various requirements andterms instead of traditional loan form banks.Following the liberalization and globalization of financial market,government lifted the bar for more financial institutions to join whichbroke the oligopoly of the financial market and made the marketcompetition even stiff.This research conducted a series of industry analysis, personal interviewsand statistic regression analysis from domestic banks for the following conclusions:1.Personal Finance a.Financial institutions are encouraged to structure Pension Plan such as setting up pension fund for investment, to meet the trend of aging of population in Taiwan, b.There is great potential for the market of mutual fund which investors only take 2% of total equity investors.2.Corporate Finance a.Large enterprises are easier to raise fund in money or capita markets than small businesses, and the latter are likely to be the target of bank loans,3.Banking business a.Be aggressive to get into investment banking business, b.Provide products portfolio which includes banking services, mutual fund and insurance coverage, c. Cash flow analysis to be a part of credit evaluation |
| Databáze: | Networked Digital Library of Theses & Dissertations |
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