Islamic and Conventional Banking: A Comparison of Financial Performance During the Covid-19 Pandemic
| Autor: | Resfauzi Norma Safarda, Rofiul Wahyudi, Ferry Khusnul Mubarok |
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| Jazyk: | angličtina |
| Rok vydání: | 2023 |
| Předmět: | |
| Zdroj: | Journal of Islamic Economic and Business Research, Vol 3, Iss 1, Pp 83-96 (2023) |
| Druh dokumentu: | article |
| ISSN: | 2798-1207 2798-1304 |
| DOI: | 10.18196/jiebr.v3i1.113 |
| Popis: | The research aims to compare the financial performance of Islamic banks with conventional banks during the covid-19 pandemic. The sampling method was a purposive sampling technique and obtained 3 Islamic banks and 3 conventional banks. The data analysis technique is descriptive statistical analysis and to answer the proposed hypothesis using the technique of independent sample t-test and Mann Whitney. Meanwhile, the CAR, NPF/NPL, and FDR/LDR ratios have no difference. Analysis showed that Islamic banks performed better in Capital Adequacy Ratio and Financing to Deposit Ratio. Conventional banks had a better performance from Return on Asset, Return on Equity, Non-Performing Loan, Operating Costs, and Operating Income. |
| Databáze: | Directory of Open Access Journals |
| Externí odkaz: |
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