Building Societies in Low Interest Rate Environment
| Autor: | Hanzlík, Petr |
|---|---|
| Přispěvatelé: | Džmuráňová, Hana, Baniar, Matúš |
| Jazyk: | angličtina |
| Rok vydání: | 2016 |
| Předmět: |
úvěrové riziko
deposits risk management liquidity risk banking vklady loans for housing Building societies bankovnictví stavební spoření úroková míra Stavební spořitelny PRIBOR úvěry na bydlení úrokové riziko interest rate building savings credit risk interest rate risk likviditní riziko řízení rizik |
| Popis: | The aim of this thesis is to analyse the impact of low interest rate environment in the Czech Republic in recent years on the sector of building societies as a specific segment of the financial market. First part of the thesis consists of description of main characteristics of building savings and building societies, e.g. their historical development, with special focus on main types of risk the building societies face. In the second part the impact of changing market interest rate on outstanding volumes of deposits in building societies is analysed. The analysis is conducted through simple time series models estimated by OLS. Final part includes comparison of demand for building savings loans with demand for mortgages as well as consideration of the development of profitability of the sector of building societies in recent years. Powered by TCPDF (www.tcpdf.org) |
| Databáze: | OpenAIRE |
| Externí odkaz: |
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