| Autor: |
Laurens Holst, Jany J.D.J.M. Rademakers, Anne E.M. Brabers, Judith D. de Jong |
| Přispěvatelé: |
Family Medicine, RS: CAPHRI - R6 - Promoting Health & Personalised Care, Health Services Research, RS: CAPHRI - R2 - Creating Value-Based Health Care |
| Jazyk: |
angličtina |
| Rok vydání: |
2022 |
| Předmět: |
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| Zdroj: |
Health Policy, 126(11), 1157-1162. Elsevier Ireland Ltd |
| ISSN: |
0168-8510 |
| Popis: |
BACKGROUND: There are several indications that citizens in the Netherlands struggle to make critical, well-considered decisions about which insurance policy best fits their needs and preferences. This can lead to citizens being sub-optimally insured, facing unexpected costs or suffering inadequate coverage. This study aims to examine how health insurance literacy (HIL) is distributed among citizens in the Netherlands; and to find out whether there are certain groups who have more difficulty choosing and using a health insurance policy.METHODS: We measured health insurance literacy using the HILM-NL questionnaire, the validated Dutch version of the original health insurance literacy measure (HILM). In February 2020, the HILM-NL was sent to 1,500 members of the Nivel Dutch Health Care Consumer Panel. The response rate was 54% (806).RESULTS: There is a wide variation in HIL among citizens in the Netherlands. The average total HILM-NL score is 55.14 (on a range of 21-84). The level of education and the household net income are significantly related to HIL.CONCLUSIONS: Citizens who completed less education or earn a lower income are relatively more likely to have difficulty choosing a health insurance policy or using policy benefits to pay for health services once enrolled. It is important to support these vulnerable groups properly in their choice and use of a health insurance policy. |
| Databáze: |
OpenAIRE |
| Externí odkaz: |
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