Outreach, Impact, and Sustainability of Informal Banking: A Case Study of the Ouelessebougou-Utah Alliance Microenterprise Program in Mali
| Autor: | Addie Fuhriman, Carol Ward, Yodit Solomon, Bonnie Ballif-Spanvill |
|---|---|
| Rok vydání: | 2002 |
| Předmět: |
Economic growth
Earnings education 05 social sciences Geography Planning and Development 0211 other engineering and technologies 0507 social and economic geography 021107 urban & regional planning 02 engineering and technology Development West africa Outreach Alliance Ethnography Sustainability Financial sustainability Economics 050703 geography health care economics and organizations |
| Zdroj: | Journal of Developing Societies. 18:290-314 |
| ISSN: | 1745-2546 0169-796X |
| DOI: | 10.1177/0169796x0201800401 |
| Popis: | This paper presents a case study of a rural credit program sponsored by the Ouelessebougou-Utah Alliance (OUA) in Mali, West Africa. Ethnographic methods are employed to determine the outreach, impact, and sustainability of the program. Findings indicate that program specifications increasingly limit participation to an established and primarily male clientele. Both male and female borrowers reported higher earnings and greater contribution to household expenses; however, access to credit for women is not associated with improved status. The prospect for administrative and financial sustainability of the program is undermined by a weak and ineffective educational component. |
| Databáze: | OpenAIRE |
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