The problem of fraud in the banking industry: Are biometrics the answer?

Autor:	Peter D. DeVries
Rok vydání:	2011
Předmět:	Biometrics Computer science business.industry Legislature Usability Computer security computer.software_genre Banking industry Authentication (law) Management of Technology and Innovation Identity theft Top management Biometric data business computer
Zdroj:	International Journal of Services and Standards. 7:310
ISSN:	1740-8857 1740-8849
DOI:	10.1504/ijss.2011.045055
Popis:	Fraud is a growing problem in the banking industry. New legislative requirements have highlighted biometric technology as a reliable secondary means of authentication. This study is a review of literature on biometrics with a focus on feasible alternatives and implementation issues in the banking industry. The literature indicates that techniques like retinal scanning show promise. However, standards are needed in the following areas: (1) allowable degree of invasiveness, (2) desired ease of use, (3) use of biometric data and (4) security of biometric data templates. It is difficult to quantify savings from implemented systems. Therefore, top management should be involved in adoption decisions.
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::c14155c7fd027d2dda30183267cdefe5 https://doi.org/10.1504/ijss.2011.045055 Zobrazit plný text záznamu