Decision to Implementation of Credit Management System at Commercial Banks - Experimental Survey in Da Nang City, Vietnam

Autor:	Le Anh Tuan, Nguyen Le Nhan, Mai Thi Quynh Nhu, Nguyen Thi Huyen Tram, Nguyen Vuong Thanh Long
Rok vydání:	2022
Předmět:	Arts and Humanities (miscellaneous) Economics Econometrics and Finance (miscellaneous) General Social Sciences Business Management and Accounting (miscellaneous) Environmental Science (miscellaneous)
Zdroj:	Academic Journal of Interdisciplinary Studies. 11:110
ISSN:	2281-4612 2281-3993
DOI:	10.36941/ajis-2022-0102
Popis:	The purpose of this study is to evaluate the factors affecting the decision to deploy a credit management system at commercial banks in Da Nang city. The author used a combination of mixed research methods in this study. The qualitative research method aims to build a research model from the analysis of previous related studies. The author used a quantitative method to survey 336 subjects who are managers, direct employees of the credit department at banks. Research results show that there are four factors that greatly influence the decision to choose a bank. Deposit individual customer savings in order: usefulness, controllability, relevance, and implementation cost. Through this result, it will help commercial banks orient the development of LOS credit management system at commercial banks in the future. Received: 10 January 2022 / Accepted: 25 June 2022 / Published: 5 July 2022
Databáze:	OpenAIRE
Externí odkaz:	https://explore.openaire.eu/search/publication?articleId=doi_________::9eb4d7ad0960156583144f3b75ce2a46 https://doi.org/10.36941/ajis-2022-0102 Zobrazit plný text záznamu