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Retirement calculators are a common and accessible way to help individuals plan for their future. However, retirement calculators are diverse in their design. Each calculator has a unique way to share and frame the information to users. Furthermore, many freely available calculators serve a dual purpose in motivating users to further utilize additional products and services offered by the same provider. This casts ambiguity on what incentives drive the design of retirement calculators, the extent to which these bias the information, and how that information shapes or changes individuals’ decision-making processes. |
