| Autor: |
JURKŠEVIČIŪTĖ, GINTARĖ, DANIELYTĖ, JOVITA, MORKŪNIENĖ, VILMA, ŽVIRONIENĖ, AUŠRA |
| Předmět: |
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| Zdroj: |
Vilnius University Proceedings; 2023, Vol. 41, p19-19, 1p |
| Abstrakt: |
Financial literacy helps you manage your money more effectively, achieve financial security and independence, and is essential for making important life decisions. This is especially important for students who are just starting their independent financial life. The purpose of the presentation is to assess the change in students' financial behavior in the context of working relationships. Research on financial literacy was conducted at Kauno kolegija Higher Education Institution. The research method used was a questionnaire survey which consists of 57 questions divided into four groups: budget, credit and debt, savings and investments, and financial responsibility. An anonymous survey was carried out in the 2022-2023, with 369 students participating. The results showed that 53.7% of employed respondents' current expenditure is lower than their income. 67.8% of employed respondents reduce their spending when they run out of money. 80.2% of the employed are not willing to borrow from family or friends. Working respondents are more likely to save than non-working, and 52.9% of them save regularly. In terms of investment knowledge, there is a statistically significant difference between the employed and the non-employed groups i.e., 34.7% of earners are likely to invest. [ABSTRACT FROM AUTHOR] |
| Databáze: |
Complementary Index |
| Externí odkaz: |
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