Zobrazeno 1 - 10
of 17
pro vyhledávání: '"Zhenling, Jiang"'
Publikováno v:
Harvard Business Review Digital Articles. 6/18/2024, p1-4. 4p.
Publikováno v:
Marketing Science. 41:795-814
The availability of digitally verifiable employment data significantly expands credit access for economically disadvantaged customers, and at the same time, profitably expands lenders’ loan portfolio.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::18d66d1b78057cca6d5e099a67152dff
https://doi.org/10.1287/mksc.2021.1335
https://doi.org/10.1287/mksc.2021.1335
Autor:
Zhenling Jiang
Publikováno v:
Management Science. 68:442-465
This paper studies price bargaining when both parties have left-digit bias when processing numbers. The empirical analysis focuses on the auto finance market in the United States, using a large data set of 35 million auto loans. Incorporating left-di
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::5410c6c3b2891df10da0b6a8a2d0758c
https://doi.org/10.1287/mnsc.2020.3923
https://doi.org/10.1287/mnsc.2020.3923
Publikováno v:
Marketing Science.
We study dealer compensation in the indirect auto lending market that increases lender’s market share and protects consumers from potential discrimination.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::13a71b56991f4f22712237c21fb0acf6
https://doi.org/10.1287/mksc.2022.1418
https://doi.org/10.1287/mksc.2022.1418
Publikováno v:
Marketing Science. 40:508-526
We show that a simple, nontiered loyalty program can substantially increase customer lifetime value and that most of this benefit comes from increasing customer retention.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::f67ae05b7a2cc249825748a5720cbfda
https://doi.org/10.1287/mksc.2020.1268
https://doi.org/10.1287/mksc.2020.1268
Publikováno v:
Journal of Marketing Research. 58:476-496
This article studies how receiving a bonus changes consumers’ demand for auto loans and their risk of future delinquency. Unlike traditional consumer products, auto loans have a long-term impact on consumers’ financial state because of the monthl
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::42da652e03f8cc77b7c5dfbe51b75e26
https://doi.org/10.1177/00222437211009214
https://doi.org/10.1177/00222437211009214
Autor:
Rachel Gershon, Zhenling Jiang
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::f1cec7c1e41c53ccc3ccdbe0541002f5
https://doi.org/10.2139/ssrn.4214781
https://doi.org/10.2139/ssrn.4214781
Autor:
Ning, Kang, Yinpin, Liu, Fuyin, Bi, Jing, Wang, Huafeng, Chen, Zhenli, Liang, Min, Chen, Guangwu, Wei, Aiming, Li, Yonghong, Li, Bao, Lu, Zhenling, Jiang, Yi, Tan, Ge, Zhong, Mei, Lin, Yu, Ju
Publikováno v:
China CDC Weekly
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::9b58c45970e00bb5f1428e1e96fbbad3
https://doi.org/10.46234/ccdcw2021.147
https://doi.org/10.46234/ccdcw2021.147
Publikováno v:
SSRN Electronic Journal.
We study the design of dealer compensation policy in the indirect auto lending market, where most lenders give dealers the discretion to mark up interest rates. To protect consumers from potential discrimination by the dealer discretion, several bank
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::711216b20537f84f5d52b0a425db799e
https://doi.org/10.2139/ssrn.3702092
https://doi.org/10.2139/ssrn.3702092
Publikováno v:
SSRN Electronic Journal.
What is the value of verified employment data in consumer lending? We study this question using a data set covering all employment verification inquiries to Equifax. Using a difference-in-differences approach, we analyze the changes in applicants’
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::8a140cc6438ea8d3c97e2ae2fe625f11
https://doi.org/10.2139/ssrn.3556554
https://doi.org/10.2139/ssrn.3556554