Zobrazeno 1 - 10
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pro vyhledávání: '"William R. Emmons"'
Autor:
William R. Emmons
Publikováno v:
Business Economics.
Publikováno v:
Economic Synopses. 2021
Government policies such as income support and debt relief may help explain low levels of household financial distress, but outcomes are uncertain once assistance ends.
Publikováno v:
Review. 102
This article reviews and explains the recent policy reactions of the Federal Reserve, the European Central Bank, the Bank of England, and the Bank of Japan to the financial and macroeconomic turmoil caused by the COVID-19 pandemic The financial and m
Autor:
Lowell R. Ricketts, William R. Emmons
Publikováno v:
Review. 99:7-39
Differences in college and post-graduate degree attainment alone explain less than half of Black-White and Hispanic-White wealth gaps in a standard wealth regression. Differences in family structure and measures of luck such as income windfalls and i
Publikováno v:
Review. 101
The college income premium is the extra income earned by a family whose head has a college degree over the income earned by an otherwise similar family whose head does not have a college degree. This premium remains positive but has declined for rece
Autor:
William R. Emmons, Ray Boshara
Publikováno v:
Journal of Consumer Affairs. 49:267-298
This paper offers four ideas. First, a balance sheet perspective on financial success is constructive, and that a meaningful measure of the success of financial capability efforts is the health of one's balance sheet. Second, given relatively weak ba
Publikováno v:
Journal of Financial Services Research. 25:259-281
Most community banks face relatively high levels of diversifiable credit risk because they have relatively few loan customers (idiosyncratic risk) and are not geographically diversified (local market risk). We simulate mergers among community banks t
Autor:
William R. Emmons, Sujit Chakravorti
Publikováno v:
Journal of Consumer Affairs. 37:208-230
The authors model side payments in a competitive credit-card market. If competitive retailers absorb the cost of accepting credit cards by charging a higher goods price to everyone, then someone must subsidize convenience users of credit cards to pre
Autor:
Frank A. Schmid, William R. Emmons
Publikováno v:
Alliance Capitalism for the New American Economy.
Alliance Capitalism for the New American Economy advocates engagement with the USA's macromanagement problems in a spirit of alliance capitalism, for the development of a more integrated, dynamic economy. Whereas most studies of the USA emphasise the
Autor:
Bryan J. Noeth, William R. Emmons
Publikováno v:
Review. 95
The authors use the Federal Reserve’s Survey of Consumer Finances to document a boom in home ownership and mortgage borrowing among young families in the years leading up to the recent financial crisis. Many young families lost more of their wealth