Zobrazeno 1 - 10
of 46
pro vyhledávání: '"Verbraucherkredit"'
With the aim of quantifying the effect of the decrease in interest rates on consumer loans (both credit cards and personal loans, in local currency to the non-financial private sector) in Argentina between March and December 2020, monthly error corre
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::d9ec8ff5d599b881672ba6efdc4c09cd
https://hdl.handle.net/10419/249243
https://hdl.handle.net/10419/249243
Autor:
Domurath, Irina
The COVID-19 pandemic has shown once again that it is often the poor who suffer from economic downturn in times of crisis. As was the case in the financial crisis of 2008, we now have an opportunity to rethink the role of consumer credit in society a
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::cbedd5e1c70124329718d2c621a20323
https://hdl.handle.net/10419/262820
https://hdl.handle.net/10419/262820
Easier access to credit has been emphasized to ease financial constraints that impede investments critical for improving earnings and alleviating poverty. This paper analyses the uptake of digital credit and its impact on household indebtedness in Ke
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::d1597b84d9f3419070a87882e9242d59
https://hdl.handle.net/10419/249539
https://hdl.handle.net/10419/249539
Autor:
Lenz, Rainer
Bei der Suche nach etwas mehr Rendite in Zeiten niedriger Zinsen wenden sich Kleinanleger verstärkt hin zum Crowdfunding. Doch Ertrag und Risiko sind auch im Crowdfunding sowie bei allen anderen Finanzgeschäften strikt positiv miteinander korrelier
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::ef4a25310051a9c1e6d4683cdaae8c84
https://hdl.handle.net/10419/111296
https://hdl.handle.net/10419/111296
One suggested hypothesis for the dramatic rise in household borrowing that preceded the financial crisis is that low-income households increased their demand for credit to finance higher consumption expenditures in order to keep up with higherincome
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::ca53cc3af91127070da57fdfb00be38c
https://hdl.handle.net/10419/93272
https://hdl.handle.net/10419/93272
Autor:
Dick, Christian D., Knobloch, Michael, Al-Umaray, Kerim S., Jaroszek, Lena, Schröder, Michael, Tiffe, Achim, institut für finanzdienstleistungen e.V. (iff), Hamburg, Zentrum für Europäische Wirtschaftsforschung (ZEW), Mannheim
Studie zu Dispozinsen / Ratenkrediten Aktenzeichen: 514-06.01-2810HS034 Laufzeit 8/2011 – 5/2012 - Zusammenfassung – In Deutschland verfügen etwa 80 Prozent der Haushalte über einen Dispositionskredit. Bei beträchtlicher Variation liegt der ei
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::777497a82f68d7b11ed2fd4c7048a1df
http://www.bmelv.de/SharedDocs/Downloads/Verbraucherschutz/FinanzenVersicherungen/Studie-DispoZinsRatenKredit
http://www.bmelv.de/SharedDocs/Downloads/Verbraucherschutz/FinanzenVersicherungen/Studie-DispoZinsRatenKredit
Given recent adverse developments, widespread foreign currency borrowing in CEECs poses a serious challenge for financial stability. Against this background, we use survey data to study the determinants of loan arrears of private households. Our data
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::a80642e41dd55dc485d2076a50393160
https://hdl.handle.net/10419/264773
https://hdl.handle.net/10419/264773
We study a change in the Swedish law that exogenously reduced the value of all outstanding company mortgages, i.e., a type of collateral that is comparable to the floating lien. We explore this natural experiment to identify how collateral determines
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::b52721e5b887b442011ac95c9d520afc
https://hdl.handle.net/10419/81907
https://hdl.handle.net/10419/81907
We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=dedup_wf_001::c182099fa02e33addd14c439f35be4d3
https://hdl.handle.net/10419/153738
https://hdl.handle.net/10419/153738
Autor:
Schwarz, Alexandra
The statistical techniques which cover the process of modeling and evaluating consumer credit risk have become widely accepted instruments in risk management. In contrast, we find only few and vague statements on how to define the default event, i. e
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=od______1687::51d5493bafd95f4a83de352c5125dea6
https://hdl.handle.net/10419/68716
https://hdl.handle.net/10419/68716