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pro vyhledávání: '"Simona M. Hannon"'
Publikováno v:
Finance and Economics Discussion Series. 2021:1-42
Arkansas has been a popular place to study the effects of rate ceilings because of its exceptionally low interest rate ceiling. This paper examines the effects of the Arkansas rate ceiling on credit use by nonprime consumers in Arkansas, who are espe
Autor:
Gregory Elliehausen, Simona M. Hannon
Publikováno v:
Finance and Economics Discussion Series. 2017
The Credit Card Accountability and Disclosure Act (CARD Act) of 2009 restricted several risk management practices of credit card issuers. Using a quasi-experimental design with credit bureau data on consumer lending, we find evidence consistent with