Zobrazeno 1 - 10
of 25
pro vyhledávání: '"Robin A. Prager"'
Publikováno v:
Journal of Financial Services Research. 50:163-186
Bank lending to small firms in the U.S. fell substantially during the recent financial crisis and ensuing recession. Because small firms account for a disproportionate share of new job creation, lending to these firms could have important implication
Autor:
Robin A. Prager
Publikováno v:
Review of Industrial Organization. 48:119-121
Autor:
Robin A. Prager
Publikováno v:
Review of Industrial Organization. 45:21-38
Many low-to-moderate income US households rely upon alternative financial service providers (AFSPs) for a variety of credit products and transaction services. The social welfare implications of this segment of the financial services industry are quit
Publikováno v:
Finance and Economics Discussion Series. 2009:1-85
In many countries around the world, electronic card-based payments have been replacing older types of payments at a rapid rate. In the United States, use of both debit cards and credit cards has been rising rapidly, while check volumes have been decl
Autor:
Timothy H. Hannan, Robin A. Prager
Publikováno v:
Journal of Banking & Finance. 33:263-271
This paper examines the relationship between the profitability of small single-market banks and the presence in the market of large banking organizations and banking organizations that operate primarily outside of the local banking market. We find th
Autor:
Robin A. Prager, Timothy H. Hannan
Publikováno v:
Finance and Economics Discussion Series. 2004:1-26
This paper examines the determinants of deposit interest rates offered by large, geographically diversified banking organizations. We find that these organizations offer lower deposit rates than do their smaller counterparts and that, even after cont
Publikováno v:
Review of Economics and Statistics. 85:990-1002
This paper investigates depository institutions' decisions whether or not to impose surcharges (direct usage fees) on nondepositors who use their ATMs. In addition to documenting patterns of surcharging, we examine motives for surcharging, including
Autor:
Dean F. Amel, Robin A. Prager
Publikováno v:
SSRN Electronic Journal.
Community banks have long played an important role in the U.S. economy, providing loans and other financial services to households and small businesses within their local markets. In recent years, technological and legal developments, as well as chan
Autor:
Robin A. Prager
Publikováno v:
Review of Industrial Organization. 18:161-173
Effective April 1, 1996, the Cirrus and Plus national ATM networks modified their operat- ing rules to allow ATM owners to impose surcharges on other banks' customers who use their ATMs. Since 1996, surcharging has become widespread and has attracted
Autor:
Robin A. Prager
Publikováno v:
The Antitrust Bulletin. 44:349-363