Zobrazeno 1 - 7
of 7
pro vyhledávání: '"Robert F. Sarama"'
Publikováno v:
Finance and Economics Discussion Series. 2018
The new forward-looking credit loss provisioning standard, CECL, is intended to promote proactive provisioning as loan loss reserves can be conditioned on expectations of the economic cycle. We study the degree to which one modeling decision?expectat
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::c3932b567ed737834663afbf95eba34b
https://doi.org/10.17016/feds.2018.020r1
https://doi.org/10.17016/feds.2018.020r1
Autor:
Robert F. Sarama, Paul S. Calem
Publikováno v:
Real Estate Economics. 45:28-74
Borrowers with a pair of mortgages collateralized by the same property sometimes continue to make payments on one while defaulting on the other. We articulate a framework for understanding this performance mismatch that emphasizes two types of borrow
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::6b9a34f7a015c90e98cbcf2472124228
https://doi.org/10.1111/1540-6229.12139
https://doi.org/10.1111/1540-6229.12139
Autor:
Kathleen W. Johnson, Robert F. Sarama
Publikováno v:
Finance and Economics Discussion Series. 2015:1-33
An important question in the household finance literature is whether a change in required debt payments affects borrower behavior. One challenge in this literature has been identifying whether higher default rates observed after an increase in debt p
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::64a593b5708cff0578726e9f679e76ca
https://doi.org/10.17016/feds.2015.073
https://doi.org/10.17016/feds.2015.073
Publikováno v:
SSRN Electronic Journal.
Financial regulation can affect both the size and composition of markets, and understanding those effects is critical to determine the extent to which such regulation hinders credit availability. In this paper, we study the effect of tighter banking
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::9601c4cb76790b4f63f9bf3bd8a8c8df
https://doi.org/10.2139/ssrn.2941177
https://doi.org/10.2139/ssrn.2941177
Autor:
Kathleen Johnson, Robert F. Sarama
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::604137bf827e3bc1ae5a11e9c85afec2
https://doi.org/10.2139/ssrn.2662632
https://doi.org/10.2139/ssrn.2662632
Autor:
David M. Brasington, Robert F. Sarama
Publikováno v:
SSRN Electronic Journal.
∗∗∗ When houses are sold they come with a deed attached that spells out the legal guarantees on good title. Some deeds give clues about the characteristics of the seller or the house. Using a 37,043-observation house price hedonic with a Bayesi
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::5359b7c6338c1ac2e0ed918daf82d186
https://doi.org/10.2139/ssrn.924001
https://doi.org/10.2139/ssrn.924001
Autor:
Robert F. Sarama, David M. Brasington
Publikováno v:
SSRN Electronic Journal.
When houses are sold, they come with a deed attached that spells out the legal guarantees the seller makes about the house. The deed sometimes contains guarantees of good title, freedom from encumbrances, and protection from competing claims against
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::b2e5b7777fa8c694d35712ad1a9bb676
https://doi.org/10.2139/ssrn.719805
https://doi.org/10.2139/ssrn.719805