Zobrazeno 1 - 10
of 88
pro vyhledávání: '"Robert B. Avery"'
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
This chapter provides a more detailed documentation of racial and neighborhood differences in denial rates than has been available. It presents a brief description of the Home Mortgage Disclosure Act (HMDA) data and summary sample statistics. Most ex
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::d90e2fca7dcf237ff5c391be01ca4049
https://doi.org/10.4324/9780429448522-3
https://doi.org/10.4324/9780429448522-3
Autor:
Önder, Zeynep 11I thank Robert B. Avery, Kerry D. Vandell, Nuray Güner, an anonymous referee, and Henry O. Pollakowski, the Editor, for their comments and suggestions. This research is based on part of my dissertation, which was completed at Cornell University, supported by a U.S. Department of Housing and Urban Development Dissertation Grant.
Publikováno v:
In Journal of Housing Economics June 2002 11(2):152-181
Publikováno v:
National Tax Journal. 68:601-632
We study the efficacy of a capital gains tax relative to the current estate tax. Using wealth data on U.S. households, we forecast changes in household wealth and calculate the importance of untaxe...
Publikováno v:
Journal of Consumer Affairs. 47:518-547
“Piggybacking credit” is a new practice that helps consumers improve their credit scores by paying to become “authorized users” on established accounts. Authorized users are not liable for paying an account, but because of Regulation B (which
Publikováno v:
Real Estate Economics. 40:S65-S114
The widespread use of credit scoring in the underwriting and pricing of mortgage and consumer credit has raised concerns that the use of these scores may unfairly disadvantage minority populations. A specific concern has been that the independent var
Publikováno v:
Journal of Consumer Affairs. 43:516-537
The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit reporting industry. A primary concern was the accuracy and fairness of the credit reporting and scoring sys
Publikováno v:
journal of Real Estate Research. 29(4):351-380
Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information about the home loans they originate or purchase during a calendar year. In using these data, however, researcher
Publikováno v:
Housing Policy Debate. 16:143-172
A number of researchers have recently questioned whether the Community Reinvestment Act (CRA) is still needed. In addition, economic analysis has explored the efficiency of many regulations, but not the CRA. This article seeks to address both issues
Autor:
Katherine A. Samolyk, Robert B. Avery
Publikováno v:
Journal of Financial Services Research. 25:291-325
This paper examines how bank merger and acquisition activity affected small business lending in local U.S. banking markets between 1994 and 2000, focusing particularly on the role that community banks played in determining the ultimate effects of con
Publikováno v:
Orbit. 31:324-326
Angiolymphoid hyperplasia with eosinophilia (ALHE) is an uncommon, benign disorder that presents as solitary or multiple nodules in the dermis or subcutaneous tissue. Orbital ALHE has been reported on occasion. We report a case of orbital ALHE which